Mr Nixon Joseph is a former President and Chief Operating Officer from the SBI Foundation. With a post-graduate degree in English Language and Literature, he joined State Bank of India in 1985 as a probationary officer. With a rich background in banking, he has extensive experience in various facets of banking like Corporate Credit, Retail Operations, and International Banking. He has worked all over India including Northeast. He is a Certified Associate of India Institute of Bankers, a Certified Credit Professional, a Certified Banking Compliance Professional, and a Certified Information Systems Banker. Additionally, he serves as an SDG Ambassador.